Need

Based on current housing conditions, there must be a demonstrated need in order to qualify for a Habitat home. Some examples of need are outline below. This list is not all-inclusive.

• Structural/mechanical problems in building (visible holes or large cracks, leaks, hazardous/toxic materials, electrical  problems, plumbing problems, appliances not working).
• Inadequate sleeping arrangements (more than 2 persons share a room, children of different gender share a room, sleeping on couch, floor, etc.)
• Unsanitary conditions or health risks out of the applicant(s) control (bugs, rodents, sewage problems, stairway in disrepair, allergy concerns, other).
• Temporary or transitional housing (family currently living with relatives, friends in emergency shelter, or is otherwise homeless).
• Cost of current housing and utilities is more than 35% of the monthly gross (before taxes) income
• Current housing does not meet the physical needs of a family member(s)
• Unable to obtain a conventional mortgage due to limited income

Income Guidelines

Minimum and maximum income guidelines in the chart below include the total gross income for all family members. Income  from all wages, SSI, SSDI, food stamps, housing assistance, retirement, alimony, VA benefits, child support, etc are included. The guidelines are annual (to convert monthly income to annual multiply amount by 12). Income guidelines are listed by family size, for example a family of four would need to have a gross annual income that falls between $19,750 - $39,550.

*Income levels are set annually by US Department of Housing & Urban Development and are 30-60% of the median income of Brown County residents.